I am at rest in God alone; my salvation comes from Him. He alone is my rock and my salvation, my stronghold; I will never be shaken.
Psalm 62:1-2
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Elizabeth
Aug 18, 2026
Quick Answer: For many established small businesses, a practical goal is enough cash to cover 3–6 months of essential operating expenses. Three months can work for a stable business with steady income. Six months or more makes more sense when sales swing, collections are slow, payroll is high, or one customer accounts for a big share…
by
Elizabeth
Aug 13, 2026
Quick Answer: The true cost of an employee includes more than wages or salary. A business may also pay employer payroll taxes, unemployment taxes, workers’ compensation, benefits, paid leave, payroll processing costs, equipment, software, training, and overtime. Add those costs before you hire so you know what the position will really require from your cash…
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Elizabeth
Aug 10, 2026
Quick Answer: A balance sheet shows what your business owns, what it owes, and what is left for the owners on one date. An income statement shows sales, costs, expenses, and profit over a period of time. You need both reports to see the full picture. Last weekend, my oldest daughter saw me working and…
by
Elizabeth
Jul 30, 2026
Quick Answer: Finish What You Start by Peter Hollins is a quick, practical read on why we don’t follow through and what actually helps. Below are the few ideas that stuck with me and why the book is worth your time. What I Took Away from Finish What You Start Most business owners do not have…