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The Compound Effect: Small Choices, Big Results

by Elizabeth calander Sep 08, 2026

What a year of walking (and a still-messy desk) taught me about Darren Hardy’s book “We are what we repeatedly do.” Historian Will Durant summarized Aristotle as saying this centuries before Darren Hardy wrote a word, but it’s the whole argument of The Compound Effect in seven words. I didn’t pick up this book looking…

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If Something Happens to You, Can Your Business Keep Running?

by Elizabeth calander Sep 01, 2026

Quick Answer: A small-business worst-case plan should name someone who can make urgent decisions, explain how payroll and critical bills will be handled, identify where essential records are kept, and state what should happen if the owner cannot return. The owner’s spouse or family should also know whom to call, where the plan is located,…

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Remote Employees: Pros, Cons, and Costs for Employers

by Elizabeth calander Aug 27, 2026

Quick Answer: Remote employees can help a small business hire from a larger group of people, reduce office costs, and offer more flexibility. But remote work can also make training, communication, data security, timekeeping, and payroll compliance harder. The biggest surprise is usually state compliance — an employee’s work location can create payroll tax, unemployment, workers’…

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Payroll Fraud: Warning Signs Business Owners Should Know

by Elizabeth calander Aug 24, 2026

Quick Answer: Watch for payroll costs that rise without a clear reason, unusual overtime, pay-rate changes without approval, payments to former or unknown employees, duplicate bank accounts, frequent manual adjustments, and direct-deposit changes that were not verified. One of the best controls is a simple owner review of the payroll register before the money leaves…